Terms and Conditions

 

These Terms and Conditions (“Terms”) govern your use of the website RyanCollaborates.com and the purchase and use of digital products, coaching services, and any other offerings (the “Services”) provided by Ryan Wilkerson and RyanCollaborates.com (the “Company”, “we”, “us”, or “our”). By accessing our website or purchasing any products or services, you agree to be bound by these Terms.

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Digital Products & Services

All products, including but not limited to ebooks, workbooks, templates, guides, videos, and coaching sessions, are delivered digitally unless otherwise stated.

 

You acknowledge that by purchasing a digital product or service, you are granted a limited, non-transferable license for personal use only. These products may not be shared, sold, distributed, or reproduced for commercial purposes.

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Payments

All prices are listed in USD unless otherwise stated. Payment is due in full at the time of purchase. We use secure third-party payment processors (such as Wix Payments, PayPal, or Stripe) to handle transactions. We do not store your full payment information.

 

We reserve the right to change product pricing at any time without prior notice.

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Refund Policy

Due to the digital nature of our products, all sales are final and non-refundable unless otherwise stated on the specific product page. If you experience an issue accessing or downloading your product, please contact us at ryancollaborates@gmail.com and we will assist you promptly.

 

For coaching services or live experiences, a separate refund or rescheduling policy may apply and will be clearly stated at the time of booking.

 

Coaching Disclaimer

Coaching services are designed to support your personal and professional development. They are not a substitute for therapy, legal, medical, or financial advice. Outcomes may vary and depend on your individual effort, commitment, and circumstances. No guarantees are made regarding results.

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Intellectual Property

All content, branding, materials, and products provided on this website are the intellectual property of RyanCollaborates.com and may not be used or reproduced without written permission.

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Limitation of Liability

By using this site and our services, you agree that RyanCollaborates.com shall not be liable for any damages resulting from the use or inability to use our products or services. We are not responsible for any indirect, incidental, or consequential damages arising from your use of our website or content.

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Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated date. Continued use of the Website and Services after changes are made constitutes your acceptance of the updated Terms.

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Contact Us

If you have any questions about these Terms and Conditions, please contact us at ryancollaborates@gmail.com.

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Disclaimer:

I am not a licensed financial advisor, accountant, therapist, or attorney. The insights shared on this platform are based on my personal experience, observations, and reflections. They are intended to spark thought and empower you to explore what works best for you. Nothing shared here should be considered professional or legal advice. Please consult with a qualified expert before making personal, financial, or business decisions.